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Terms and Conditions

Effective Date: 7 November 2024

Welcome to Sprout Financial (“Sprout,” “we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your access to and use of our website, mobile application, and services (collectively, the “Services”). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our Services.

1. Acceptance of Terms

  • You are at least 18 years old or of legal age in your jurisdiction.
  • You have the authority to agree to these Terms on behalf of yourself or the entity you represent.
  • You agree to comply with all applicable laws and regulations.

2. Use of Services

  • Use our Services only for lawful purposes and in accordance with these Terms.
  • Do not use our Services in any manner that could damage, disable, or impair our systems.
  • Do not attempt to gain unauthorized access to any part of our Services.
  • Do not use our Services to transmit harmful or illegal content.

3. Account Registration

  • Provide accurate and complete information during registration.
  • Maintain the confidentiality of your login credentials.
  • Notify us immediately of any unauthorized access or breach of security.
  • You are responsible for all activities that occur under your account.

4. Financial Tools and Advice

  • We do not provide financial, legal, or investment advice.
  • All decisions you make based on our Services are at your own risk.
  • Consult with a qualified professional for specific advice tailored to your circumstances.

5. Fees and Payments

  • Pay all applicable fees as described at the time of purchase.
  • Authorize us or our payment processor to charge your chosen payment method.
  • Be responsible for any applicable taxes.

6. Intellectual Property

All content and materials on our Services, including text, graphics, logos, and software, are the property of Sprout or its licensors and are protected by copyright, trademark, and other intellectual property laws. You may not:

  • Copy, modify, distribute, or sell any part of our Services without prior written consent.
  • Use our trademarks without authorization.

7. Limitation of Liability

To the fullest extent permitted by law, Sprout and its affiliates, officers, employees, and agents shall not be liable for:

  • Any indirect, incidental, or consequential damages arising out of your use of our Services.
  • Losses resulting from unauthorized access to your account or data breaches.

Our liability is limited to the amount you paid for the Services in the 12 months preceding the claim.

8. Disclaimer of Warranties

Our Services are provided "as is" and "as available" without any warranties of any kind, whether express or implied. We do not guarantee:

  • That our Services will meet your requirements.
  • That our Services will be uninterrupted, secure, or error-free.
  • The accuracy or reliability of any information provided.

9. Termination

We reserve the right to suspend or terminate your access to our Services at any time, with or without cause, and without notice. Upon termination:

  • Your right to use our Services ceases immediately.
  • Sections of these Terms that by their nature should survive termination will continue to apply.

10. Indemnification

You agree to indemnify and hold Sprout harmless from any claims, liabilities, damages, losses, or expenses arising from:

  • Your use of our Services.
  • Your violation of these Terms.
  • Your infringement of any third-party rights.

11. Governing Law and Dispute Resolution

These Terms are governed by the laws of England & Wales, without regard to its conflict of law principles. Any disputes arising under these Terms shall be resolved through:

  • Negotiation: Both parties agree to attempt resolution through good-faith discussions.
  • Mediation or Arbitration: If negotiation fails, disputes may be resolved through mediation or binding arbitration.

12. Changes to These Terms

We may update these Terms from time to time. Changes will be posted on this page, and the "Effective Date" will be updated. Your continued use of our Services constitutes acceptance of the revised Terms.

13. Contact Us

If you have any questions about these Terms or our Services, please contact us:

Sprout Financial
67-169 Great Portland Street,
London W1W 5PF,
United Kingdom
support@sproutfinancial.co.uk